Free Credit Reports
There is only one official website, phone number and address that you can request this information from. Some sites claim a free credit report but once you accept you will be enrolled and charged for another service or program. If you find an error with your credit report, you should contact the creditor and the credit agency.
We advise that you check your report once every 4 months. There are three credit reporting agencies, Experian, Equifax and Trans Union. Each agency will give you one free report per 12 months. You will incur a small fee if you choose to order your credit score.
Toll Free Number: 1-877-322-8228
Mail to: Annual Credit Report Request Service
PO Box 1508281
Atlanta, GA 30348-5281