Products & Services

Dividend Checking

Members who have our Dividend Checking Account, and maintain at least a $500 average daily balance, will be paid dividends on their account. As always, you can use Direct Deposit and Payroll Deduction to make things easier for you and you'll always have access to your accounts with Access 24, our automated telephone banking system, and VisionNet 24, our Online Banking service. There is a $7 monthly fee if a daily balance of $300 is not maintained.


  • Your dividends are paid quarterly.
  • You will receive FREE starter checks and if you are a Senior, age 60 or over, your checks are always FREE.
  • Overdraft protection comes from your savings account.
  • Apply for our Overdraft Line of Credit if you want more protection than just your savings account.
  • You have unlimited check writing capabilities from your checking account.
  • Apply for your Vision Financial Visa Debit Card.

To open your account, simply visit one of our convenient locations or apply online and we’ll take it from there.