Rates

Rates

Loans | Savings | Certificates

Prime Rate 4.0%

Integrated Web Calculator

 

Loans

Term

APR*
as low as

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 New Auto (Less than 10,000 miles)  Up to 72 months 2.99%  
 73-84 months  3.99%
Used Auto
  Year Model 2015-2017 61-72 months 3.99%
  Year Model 2015-2017 up to 60 months 2.99%
  Year Model 2013-2014 max term 60 months 2.99%
Year Model 2011-2012 max term 54 months 2.99%
  2010 & Older- Max LTV < 90%  up to 42 months  4.99%  
Savings Secured Loan (Savings Rate + 3.0%)
24 Months
3.10%

Personal Line of Credit
36 Months
12.95%

Overdraft Protection Loan 36 Months 18.00%
Home Equity Fixed 80% or less LTV - First position Deed of Trust 12 - 180 Months 4.25%
Home Equity Fixed 80% or less LTV- Second position Deed of Trust 12 - 180 Months 5.75%
Home Equity Line of Credit 80% or less LTV (Prime + 0.75 - Minimum rate of 4.00%) 180 Months  4.75%  
*APR = Annual Percentage Rate
Interest Rate to be determined by Equifax Beacon Score on date of loan closing.

Savings

Term

Rate

APY*

Share Savings
0.10% 0.10%
Share Checking (ADB $500)
0.05% 0.05%
Money Market
0.15%
0.15%
Money Market (Balance over $25,000)
0.15%
0.15%
IRA
0.45%
0.45%
Roth IRA, Coverdell and Health Savings Account
0.45%
0.45%
Christmas Club 12 Months
0.35%
0.35%
Vacation Club 12 Months
0.35%
0.35%
*APY = Annual Percentage Yield

Certificates

Term

Rate

APY*

Certificate or IRA 6 Months
0.30%
0.30%
Certificate or IRA 12 Months
0.60%
0.60%
Certificate or IRA 18 Months
0.70%
0.70%
Certificate or IRA 24 Months 0.80% 0.80%
Certificate or IRA 36 Months 1.00% 1.00%
Student Certificate 12 Months
0.85%
0.85%
$100,000 or more = additional 0.10% on all CD's

*APY = Annual Percentage Yield