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About Us

Vision Financial Federal Credit Union was originally established by GTE in 1960 and was known as Gentelco Federal Credit Union. Gentelco FCU was a full-service financial cooperative dedicated to serving its members.  Gentelco FCU’s original mission of placing people above profits and delivering top-notch member service remains Vision Financial FCU’s primary objective some 50+ years later. 

Vision Financial FCU (VFFCU) began expanding its field of membership to include many other diverse groups and now serves over 100 select employer groups.  In 2013, VFFCU was awarded an underserved designation in the City of Durham allowing us to extend our products and services to many who reside, work, or worship in Durham.  Today, Vision Financial FCU is proud to serve more than 10,000 members.

If you are a new member, you will soon learn of the many free, low-cost benefits complementing your membership. If you’re considering joining our Credit Union, give us a call or stop by a branch today to feel valued as a member-owner of our Credit Union.

We are constantly striving to better ourselves and our Credit Union! Our motto,

“Member Owned – Value Driven”

Says it all. Our main priority is to help you get the best value for your dollar.

The Credit Union Difference

How is a credit union different than a bank? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.

Member Owned

Credit unions are owned and controlled by the people, or members, who use their services.

Credit unions operate to promote the well-being of their members.


The cooperative structure of credit unions creates a cycle of mutual assistance towards the common goal of the financial well-being of members.


Profits made by credit unions are returned back to members in the form of reduced fees, higher savings rates and lower loan rates.

In essence, it's THEIR bank but it's YOUR Credit Union!

Our Locations

We currently have three locations to serve you better:

Main office building

Main Office

214 Pacific Ave
Durham, North Carolina 27704

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Roxboro building

Roxboro Branch

4473 Durham Road
Roxboro, North Carolina 27574

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Fayetteville building

Fayetteville Branch

3190 Natal Street
Fayetteville, North Carolina 28306

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Mission Statement

To deliver the highest level of personal financial services to our members in a unique, friendly, and superior manner; to meet the financial needs of the underserved in our communities; to encourage thrift, savings, and the prudent use of credit; to provide sound financial management in order to maintain earnings for our continued growth; and to provide our employees with a challenging, inspiring, and rewarding career.

Discover What Being Member Owned...
Value Driven is All About!

Vision Financial Federal Credit Union
214 Pacific Avenue
PO Box 15818
Durham, North Carolina 27704
Phone: (919) 477-0696
        or (800) 235-8455
Fax: (919) 471-8211
Routing Number: 253175517

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