Privacy Notice

FACTS

WHAT DOES VISION FINANCIAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and account balances
Payment history and credit history
Account transactions and transaction history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Vision Financial Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your information

Does the
Credit Union share?

Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus

YES

For our marketing purposes - to offer our product and services to you

YES

For joint marketing with other financial companies

YES

For our affiliates’ everyday business purposes - information about your transactions and experiences

WE DON'T SHARE

For our affiliates’ everyday business purposes - information about your creditworthiness

WE DON'T SHARE

For our affiliates to market to you

WE DON'T SHARE

For non-affiliates to market to you

WE DON'T SHARE

Questions?

• Call (800) 235-8455 or go to vffcu.org

Who we are

Who is providing this notice?

Vision Financial Federal Credit Union

What we do

How does Vision Financial Federal CU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, and secured files and buildings.

How does Vision Financial Federal CU collect my personal information?

We collect your personal information, for example, when you:

Open an account or apply for a loan or credit card
Show drivers license/ID or provide personal information
Make wire transfers

We also collect your personal information from others such as credit bureaus

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Vision Financial Federal CU has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Vision Financial Federal CU does not share with non-affiliates so that they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include Trustage.

Other Important Information

Address

Main Office
214 Pacific Avenue
Durham, NC 27704

Branch Office
4473 Durham Road
Roxboro, NC 27574

Branch Office
3190 N Natal Street
Fayetteville, NC 28306