Home Banking Login

Products & Services

Financial Counseling

We are here to help our members obtain financial stability and security. We strive to provide you with that through our products and services; which is the reason why we want to introduce you to BALANCE.

Balance Financial Fitness Program

BALANCE is a comprehensive financial education and counseling service that partners with Credit Unions nationwide to help members with their financial questions and problems - FOR FREE.

  • Do you have an account in collections or are you thinking about filing Bankruptcy?
  • Have you recently been declined for a loan or credit card?
  • Are you interested in buying your first home?
  • Are you regularly using payday or title loans?
  • Do you have excessive NSF (non sufficient funds) activity?
  • Are you struggling to keep afloat after losing your job?
  • Do you have questions about the importance of your credit report and/or credit score?
  • Are you trying to plan for your retirement?
  • Do you need assistance balancing your checkbook?
  • Are you thinking about buying a new car?
  • Are you going through a financial life change like divorce, marriage, starting a family or coping with the death of a family member?

If you answered "Yes" to any of these questions you would be surprised about what BALANCE can do for you and your financial future!


  • Money Management Counseling -
    • Basic Money Management Tools
    • Goal Setting Assistance
    • Budgeting Tips
    • Savings Plans
    • Bankruptcy Prevention
    • Avoiding Foreclosures, Repossessions or Charge-Offs
  • Home Buying Advice
  • Buying or Leasing a Car Tips
  • Debt Repayment Strategies -
    • Increasing Income
    • Accelerating Payments
    • Decreasing Living/Daily Expenses
    • Adjusting Interest Rates
    • Refinancing Loans
    • Accessing Home Equity
    • The Debt Management Plan - The BALANCE counselors will contact your creditors to request lower interest rates, decreased minimum payments and/or settlement offers!
  • Handling Job Loss and Other Financial Crisis
  • Credit Reports and Credit Scoring

It Really Works!!

For quality improvement, BALANCE surveyed members after they spoke with a representative. These results (below) show that members are really benefiting from working with BALANCE.

  • 72% Significantly Reduced Their Debt
  • 40% Purchased or Refinanced a Home
  • 40% Began or Increased a Savings or Investment Plan
  • 21% Purchased, Refinanced or Leased a Vehicle

BALANCE Track is a site you can visit to take classes on everything from money management to understanding credit reports to taxes. Click the link below to try it out.

Balance Track

Contact BALANCE counselors at:

Monday - Thursday from 8:00am - 11:00pm
Friday from 8:00am - 8:00pm
Saturday from 11:00am - 8:00pm
English: www.balancepro.net/index.html
Spanish: www.balancepro.net/spanish/index.html