Loan Rates

Effective as of June 16, 2022

Prime Rate 4.75%

 Loan Type

Term

APR*
as low as

 New Auto (Less than 10,000 miles)  Up to 72 months 2.99%
 73-84 months  3.99%
 Used Auto
  Year Model 2020-2022 61-72 months 3.99%
  Year Model 2020-2022 up to 60 months 2.99%
  Year Model 2018-2019 max term 60 months 2.99%
Year Model 2016-2017 max term 54 months 2.99%
  2015 & Older- Max LTV < 90%  up to 42 months  4.99%
 Horse/Utility Trailers
  New & Used up to 80% LTV
max term 72 months 6.99%
 Savings Secured Loan (Savings/CD Rate + 3.0%)  up to 60 months 3.05%
 Personal/Signature Loan max term 60 months 12.95% 
 Personal Line of Credit   12.95%
 Overdraft Protection Loan   18.00%
 Home Equity Fixed 80% or less LTV - First position Deed of Trust 12 - 180 Months 2.50%
 Home Equity Fixed 80% or less LTV- Second position Deed of Trust 12 - 180 Months 2.50%
 Home Equity Line of Credit 80% or less LTV (Prime + 0.75% - Minimum rate of 5.50%) 180 Months  5.50%

*APR = Annual Percentage Rate
Interest Rate to be determined by Equifax Beacon Score on date of loan closing.

Contact a loan officer

Let us help you find the loan that's right for you.

Vision Financial Federal Credit Union
214 Pacific Avenue
PO Box 15818
Durham, North Carolina 27704
Phone: (919) 477-0696
        or (800) 235-8455
Fax: (919) 471-8211
Routing Number: 253175517

©2022 All Rights Reserved.