Loan Rates
Effective as of March 1, 2025
Loan Type
|
Term |
APR*
|
|
New Auto (Less than 10,000 miles) |
Up to 72 months |
4.75% |
|
73-84 months |
5.75% |
|
|
Used Auto |
||
|
Year Model 2022-2024 |
up to 60 months |
5.25% |
|
Year Model 2022-2024 |
61-72 months |
6.25% |
|
Year Model 2020-2021 |
up to 60 months |
5.25% |
|
Year Model 2020-2021 |
61-72 months |
6.25% |
|
Year Model 2018-2019 |
max term 54 months |
6.25% |
|
2017 & Older- Max LTV < 90% |
up to 42 months |
7.99% |
|
Horse/Utility Trailers |
max term 72 months |
7.99% |
|
Savings Secured Loan (Savings/CD Rate + 3.0%) |
up to 60 months |
3.10% |
|
Personal/Signature Loan |
max term 60 months |
12.95% |
|
Personal Line of Credit |
|
12.95% |
|
Overdraft Protection Loan |
|
18.00% |
|
Home Equity Fixed 80% or less LTV - First position Deed of Trust |
12 - 180 Months |
7.00% |
|
Home Equity Fixed 80% or less LTV- Second position Deed of Trust |
12 - 180 Months |
7.00% |
|
Vision Visa Credit Card - Classic |
|
12.95% |
|
Vision Visa Credit Card - Platinum |
Fixed rate |
7.50% |
*APR = Annual Percentage Rate
Interest Rate to be determined by Equifax Beacon Score on date of loan closing.
