We would like to remind our members to be vigilant and aware of any potential points of compromise such as websites, emails and phone text or calls.  Before giving out any personal information to someone you are unsure of, please contact a representative from your local branch.

Loan Rates

Effective as of October 1, 2023

 Loan Type

Term

APR*
as low as

 New Auto (Less than 10,000 miles)  Up to 72 months 5.00%
 73-84 months  6.00%
  Used Auto
  Year Model 2021-2023 up to 60 months 5.50%
  Year Model 2021-2023 61-72 months 6.50%
  Year Model 2019-2020 up to 60 months 5.50%
  Year Model 2019-2020 61-72 months 6.50%
  Year Model 2017-2018 max term 54 months 6.50%
  2016 & Older- Max LTV < 90%  up to 42 months  7.99%
  Horse/Utility Trailers
  New & Used up to 80% LTV
max term 72 months 7.99%
 Savings Secured Loan (Savings/CD Rate + 3.0%)  up to 60 months 3.05%
 Personal/Signature Loan max term 60 months 12.95% 
 Personal Line of Credit   12.95%
 Overdraft Protection Loan   18.00%
 Home Equity Fixed 80% or less LTV - First position Deed of Trust 12 - 180 Months 7.00%
 Home Equity Fixed 80% or less LTV- Second position Deed of Trust 12 - 180 Months 7.00%
 Vision Visa Credit Card - Classic   12.95%
 Vision Visa Credit Card - Platinum Fixed rate 7.50%

*APR = Annual Percentage Rate
Interest Rate to be determined by Equifax Beacon Score on date of loan closing.

Contact a loan officer

Let us help you find the loan that's right for you.

Vision Financial Federal Credit Union
214 Pacific Avenue
PO Box 15818
Durham, North Carolina 27704
Phone: (919) 477-0696
        or (800) 235-8455
Fax: (919) 471-8211
Routing Number: 253175517

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