Share Rates
Effective as of March 17, 2022
Savings |
Term |
Rate |
APY* |
Share Savings | 0.05% | 0.05% | |
Share Checking (ADB $500) | 0.05% | 0.05% | |
Money Market | 0.10% | 0.10% | |
Money Market (Balance over $25,000) | 0.10% | 0.10% | |
IRA | 0.30% | 0.30% | |
Roth IRA, Coverdell and Health Savings Account | 0.30% | 0.30% | |
Christmas Club | 12 Months | 0.10% | 0.10% |
Vacation Club | 12 Months | 0.10% | 0.10% |
*APY = Annual Percentage Yield
Effective as of March 17, 2022
Certificates |
Term |
Rate |
APY* |
Certificate or IRA | 6 Months | 0.05% | 0.05% |
Certificate or IRA | 12 Months | 0.10% | 0.10% |
Certificate or IRA | 18 Months | 0.15% | 0.15% |
Certificate or IRA | 24 Months | 0.20% | 0.20% |
Certificate or IRA | 36 Months | 0.25% | 0.25% |
*APY = Annual Percentage Yield

Bank Your Way
Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.

Membership
Our members are part owners and have a say in how the credit union is run. Stop by any of our branches today and join VFFCU and experience our philosophy of “Member Owned – Value Driven.”