Share Rates
Effective as of January 1, 2024
Savings |
Term |
Rate |
APY* |
| Share Savings | 0.10% | 0.10% | |
| Share Checking (ADB $500) | 0.05% | 0.05% | |
| Money Market (Min. $2,500) | 1.20% | 1.21% | |
| IRA | 1.50% | 1.51% | |
| Roth IRA, Coverdell and Health Savings Account | 1.50% | 1.51% | |
| Christmas Club | 12 Months | 0.15% | 0.15% |
| Vacation Club | 12 Months | 0.15% | 0.15% |
*APY = Annual Percentage Yield
Effective as of October 1, 2025
Certificates |
Term |
Rate |
APY* |
|
Certificate or IRA |
6 Months |
3.75% |
3.82% |
|
Certificate or IRA |
12 Months |
3.50% |
3.56% |
|
Certificate or IRA |
18 Months |
3.40% |
3.45% |
|
Certificate or IRA |
24 Months |
3.35% |
3.40% |
|
Certificate or IRA |
36 Months |
3.20% |
3.25% |
|
Student |
18 Months |
3.40% |
3.45% |
*APY = Annual Percentage Yield
Bank Your Way
Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.
Membership
Our members are part owners and have a say in how the credit union is run. Stop by any of our branches today and join VFFCU and experience our philosophy of “Member Owned – Value Driven.”
Vision Financial Federal Credit Union
214 Pacific Avenue
PO Box 15818
Durham, North Carolina 27704
Phone: (919) 477-0696
or (800) 235-8455
Fax: (919) 471-8211
Routing Number: 253175517
©2022 All Rights Reserved.
