Loan Type
 

Term
 

APR*
as low as

 New Auto (Less than 10,000 miles)

 Up to 72 months

 4.25%

 73-84 months

 5.25%

  Used Auto

  Year Model 2024-2026

up to 60 months

 4.75%

  Year Model 2024-2026

61-72 months

 5.75%

  Year Model 2022-2023

up to 60 months

 4.75%

  Year Model 2022-2023

61-72 months

 5.75%

  Year Model 2020-2021

max term 54 months

 4.75%

  2019 & Older- Max LTV < 90%

 up to 42 months

 7.99%

  Boats/Campers/RV - New up to 80% LTV

max term 120 months

 8.00%

  Boats/Campers/RV - Used up to 80% LTV

max term 84

 8.00%

  Horse/Utility Trailers
  New & Used up to 80% LTV

max term 72 months

 7.99%

 Savings Secured Loan (Savings/CD Rate + 3.0%)

 up to 60 months

 3.10%

 Personal/Signature Loan

max term 60 months

 10.50% 

 Personal Line of Credit

 10.50%

 Overdraft Protection Loan

 18.00%

 Home Equity Fixed 80% or less LTV - First position Deed of Trust

12 - 180 Months

 6.25%

 Home Equity Fixed 80% or less LTV- Second position Deed of Trust

12 - 180 Months

 6.25%

 Vision Visa Credit Card - Classic

 12.95%

 Vision Visa Credit Card - Platinum

Fixed rate

 7.50%

 Savings

Term

Rate

APY*

 Share Savings

0.10%

0.10%

 Share Checking (ADB $500)

0.05%

0.05%

 Money Market (Min. $2,500)

1.20%

1.21%

 IRA

2.00%

2.02%

 Roth IRA, Coverdell and Health Savings Account

2.00%

2.02%

 Christmas Club

12 Months

0.15%

0.15%

 Vacation Club

12 Months

0.15%

0.15%

 Certificates

Term

Rate

APY*

 Certificate or IRA

6 Months

3.65%

3.71%

 Certificate or IRA

12 Months

3.50%

3.56%

 Certificate or IRA

18 Months

3.40%

3.45%

 Certificate or IRA

24 Months

3.35%

3.40%

 Certificate or IRA

36 Months

3.20%

3.25%

 Student

18 Months

3.40%

3.45%