Visa Classic Credit Cards
With your Vision Visa Classic Credit Card, you will enjoy the convenience of a major credit card that is accepted everywhere, in the United States, that Visa's accepted. A Visa Classic Credit Card is an excellent way to establish or improve your credit. You can make cash withdrawals at ATM's or just swipe it to make purchases, payments, etc. almost everywhere!
- Fixed rates as low as – 12.95% APR (on purchases, balance transfers and cash advances).
- No annual fee.
- No fees for cash advances.
- There is a 25 day grace period for purchases.
- You can transfer your balance from a higher rate credit card to your Visa Classic without incurring any fees.
Visa Classic Credit Card Disclosure
|Annual Percentage Rate (APR) for Purchases||12.95% to 17.95% Fixed*|
|Cash Advance APR||12.95% to 17.95% Fixed*|
|Balance Transfer APR||12.95% to 17.95% Fixed*|
|Grace Period for Repayment of Balances for Purchases||25 Days on Average**|
|Method of Computing the Balance for Purchases||Average Daily Balance (including new purchases)|
|Minimum Finance Charge||None|
|Transaction Fee for Cash Advances||None|
|Balance Transfer Fee||None|
|Late Payment Fee||$29.00|
|Return Payment Fee||$29.00|
* Annual Percentage Rate (APR) based on your creditworthiness and will be determined by Equifax Beacon Score on date of Visa approval, request for a limit increase, or re-evaluation by the credit union.
Important Card Information
To pay your Visa online, or for information such as balances, recent transactions and archived statements, visit www.ezcardinfo.com.
Visa Credit Card - 1-800-543-5073
MasteCard Debit Card - 1-877-296-2737
Report Lost or Stolen:
Visa Credit Card - 1-800-325-3678
MasterCard Debit Card - 1-800-528-2273