Online Loan Application


Getting ready to make a large purchase? Get pre-approved so you can negotiate as a Cash buyer. Just complete the below application and submit it. Once received, your Credit Union loan officer will process your application and grant you pre-approval, subject to verification of information. To speed up the process you may fax your most recent pay stubs to (919) 471-8211.

For your security, we use SSL encryption. If you prefer, you can print out this application, complete it and fax it to the above number. You should see a secure symbol on your browser, if not, apply via the secure server.

This loan application is only for existing members or eligible members of Vision Financial FCU. If you are interested in becoming a member, visit our membership page for more information.

If joint, complete Co-Applicant section also.

Applicant

* Income from alimony, child support or separate maintenance payment need not be revealed if you do not choose to disclose it as income.

Debts Not on a Credit Report – such as Child Support obligation, Alimony, or 401K Loans

Co-Applicant (Fill out only if Joint Credit)

* Income from alimony, child support or separate maintenance payment need not be revealed if you do not choose to disclose it as income.

Required documents to upload:

  • Proof of Income (two of your most recent pay stubs or two years of tax returns if self-employed.)
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Terms and Conditions

Read the important information before submitting your request. Depending on the nature of this request, these disclosures may contain important information regarding applicable rates, fees and other costs.

Important Disclosures

Credit Report Authorization: By submitting this request, you authorize the Credit Union to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify. You understand that the Credit Union will rely on information in this request and your credit report to make its decision. When applicable, spousal information may be requested as a part of this request. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you.

Accuracy of Information: It is a crime to willfully and deliberately provide incomplete or incorrect information in this request.

Note: A confirmation email will be sent to the email address provided confirming we received your loan request.

By clicking “Submit”, all parties agree that checking the box(es) above and submitting this request constitutes an electronic signature which is the legal equivalent of a written signature and is a binding and enforceable signature.

Note: Approval decisions will normally be made in 24 hours (except weekends). You will be contacted once a decision has been made.

Vision Financial Federal Credit Union
214 Pacific Avenue
PO Box 15818
Durham, North Carolina 27704
Phone: (919) 477-0696
        or (800) 235-8455
Fax: (919) 471-8211
Routing Number: 253175517

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